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Hoagy, an 18-year-old from a wealthy but not so great family, is supposed to start a career. Instead, he gets involved in illegal businesses by lending money at extremely high interest rates. The Jump Street team is called in and quickly gets integrated into the school quiz team. On Hanson (played by Johnny Depp), who is in Davy's team, tough guys are set. Hanson's team loses, and to keep the cover from blowing, Fuller has to block Hanson's credit card. Hoagy is in a bind.